Isaac is a graduate of NUS Law with the achievement of being awarded Rajah and Tan Singapore Tax Prize Winner and an Upper-Second Class Honours achiever in 2022.
During his early days as a financial adviser, Isaac provided many of his clients with financial solutions for estate planning. Still, he faced obstacles when helping to provide financial solutions for his clients, such as providing a Universal Life policy for a high-net-worth (“HNW) client. However, being unfamiliar with the HNW space, Isaac could only provide a simple policy illustration for his client. With the lack of competency, Isaac missed the opportunity to close this case.
Shortly after he joined PFPFA, another client with a similar HNW profile came along. Isaac decided to seize this opportunity to present his proposition to the client by seeking help from the Private Client and Family Office (PCFO) department to provide a bespoke solution.
PCFO is a specialized HNW division of PFPFA who are experienced in arranging life insurance solutions tailored to meet the affluent client’s complex needs. After many insightful conversations with the team from PCFO, Isaac was able to present solutions that had favourable terms to meet his client’s specific needs. Isaac subsequently managed to conclude the case with his client, despite facing competition from a private bank.
With the guidance of the PCFO team, Isaac was able to familiarize himself with the high-net-worth space. He became more confident and competent operating in this space, providing clients with the most appropriate bespoke advice on trust, insurance, endowment, financial and wealth planning to fulfil the needs of his clients.
Testimonial from Isaac’s client
Isaac is a world-class wealth planner. He patiently communicates with his clients, listening not only to their needs, as well as giving the most appropriate advice. He is familiar with the workings of trusts, insurance, endowment and overall financial and wealth planning. This is especially so with the allocation of my assets, giving me the appropriate allocations for my risk class. As a wealth planner, he meticulously scours through my files to reorganize it in a pleasant manner. This allows me to visualize my financial situation better. In addition, Isaac provides great customer service including his responsiveness to my queries, and overall I am happy to have him as my wealth planner.